# Accounter

> Cloud accounting software, AI extraction tools, and free accounting resources built for South African businesses, accountants, and bookkeepers.

## Key Facts

- Brand: Accounter.
- Market: South African businesses, accountants, and bookkeepers.
- Core areas: cloud accounting software, AI bank statement extraction, receipt extraction, calculators, templates, and compliance resources.
- Small Business plan: R300/month.
- Bookkeeper plan: R650/month.
- Accounting Practice plan: R900/month.
- AI bank statement Pro plan: R249/month.
- Trial: Free Accounter Hub account with starter PDF-to-CSV access, no credit card required.
- VAT rate: 15%.
- VAT registration thresholds from 2026-04-01: compulsory R2.3 million; voluntary R120,000.
- Current income tax reference: 2027 year of assessment, 1 March 2026 to 28 February 2027.
- Tax thresholds: under 65 R99,000; 65 to 74 R153,250; 75+ R171,300.
- Last reviewed: 2026-06-14.

## Core Product Pages

- [Home](https://accounter.co.za/): Main product overview, positioning, free-trial offer, and structured organization/software facts.
- [Features](https://accounter.co.za/features): Product feature overview covering invoicing, bank reconciliation, VAT compliance, reporting, payroll, and practice workflows.
- [Pricing](https://accounter.co.za/pricing): Canonical public pricing for accounting software plans, extraction subscriptions, and credit packs.
- [Accounting Software South Africa](https://accounter.co.za/accounting-software-south-africa): Commercial landing page for South African businesses evaluating accounting software.
- [Bookkeeping Software South Africa](https://accounter.co.za/bookkeeping-software-south-africa): Commercial landing page for bookkeepers comparing practice-ready bookkeeping software.
- [Accounting Software for Accountants](https://accounter.co.za/accounting-software-for-accountants): Commercial landing page for accounting practices and advisory workflows.
- [Small Business Accounting Software](https://accounter.co.za/small-business-accounting-software-south-africa): Commercial landing page for SMEs moving from spreadsheets to accounting software.

## Software Comparisons

- [Compare Accounter](https://accounter.co.za/compare): Directory that answers how Accounter compares with Xero, Sage, QuickBooks, Zoho Books, Wave, Pastel, and bank-statement extraction alternatives.
- [Accounter vs Xero](https://accounter.co.za/compare/xero): This page answers whether Accounter or Xero is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs Sage](https://accounter.co.za/compare/sage): This page answers whether Accounter or Sage is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs QuickBooks](https://accounter.co.za/compare/quickbooks): This page answers whether Accounter or QuickBooks is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs FreshBooks](https://accounter.co.za/compare/freshbooks): This page answers whether Accounter or FreshBooks is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs Wave](https://accounter.co.za/compare/wave): This page answers whether Accounter or Wave is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs Zoho Books](https://accounter.co.za/compare/zoho): This page answers whether Accounter or Zoho Books is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.
- [Accounter vs Pastel](https://accounter.co.za/compare/pastel): This page answers whether Accounter or Pastel is the better fit for South African businesses by comparing pricing, SARS compliance, support, features, and migration fit.

## Tools and Calculators

- [Tools](https://accounter.co.za/tools): Directory of free accounting tools, generators, checklists, and extraction workflows.
- [Bank Statement Extraction](https://accounter.co.za/tools/bank-statement-extraction): AI bank statement extractor for PDFs and readable scanned statements, with structured transaction review and CSV export.
- [Bank Statement Scanner](https://accounter.co.za/tools/bank-statement-scanner): AI/OCR bank statement scanner for digital and scanned statement PDFs, with CSV export for Excel and accounting workflows.
- [Bank Statement to CSV](https://accounter.co.za/tools/bank-statement-to-csv): AI converter for South African bank statement PDFs with bank-specific routes.
- [Bank Statement Converter South Africa](https://accounter.co.za/tools/bank-statement-converter-south-africa): South Africa-focused hub for FNB, ABSA, Nedbank, Standard Bank, Capitec, and other local bank statement converter pages.
- [Bank Statement PDF to CSV](https://accounter.co.za/tools/pdf-to-csv): Interactive upload workflow for extracting statement PDFs into accountant-ready CSV output.
- [Bank Statement Pricing](https://accounter.co.za/pricing#bank-statement-pricing): Subscription and credit-pack pricing for bank statement extraction volume.
- [Bank Statement Tools Summary](https://accounter.co.za/bank-statement-tools.md): Machine-readable product summary for AI search, citation, outputs, supported banks, limitations, and pricing links.
- [Fix Bank Statement CSV Import Errors](https://accounter.co.za/guides/fix-bank-statement-csv-import-errors): Troubleshooting guide for date, amount, header, duplicate-row, and debit/credit import issues.
- [ClerkiQ Alternative](https://accounter.co.za/compare/clerkiq-alternative): Comparison page for users evaluating ClerkiQ against Accounter bank statement extraction.
- [Bank Statement Convertor Alternative](https://accounter.co.za/compare/bank-statement-convertor-alternative): Comparison page for users evaluating Bank Statement Convertor against Accounter.
## Agent Bank Statement API

- [Agent API Manifest](https://accounter.co.za/api/agent/v1/manifest.json): Machine-readable manifest for AI agents that need to extract bank statement PDF transactions through Accounter.
- [Agent API Docs](https://accounter.co.za/api-docs/agent): Human-readable Agent API documentation for onboarding, API keys, uploads, polling, and CSV downloads.
- [Agent API OpenAPI](https://accounter.co.za/api/agent/v1/openapi.json): OpenAPI 3.1 contract for authenticated bank statement extraction uploads, polling, and CSV downloads.

- [Receipt Extractor](https://accounter.co.za/tools/receipt-extractor): Receipt photo/PDF extraction for merchant, date, VAT, totals, and CSV output.
- [Tax Calendar](https://accounter.co.za/tools/tax-calendar): Interactive SARS deadline calendar and reminder resource.
- [VAT Calculator](https://accounter.co.za/calculators/vat): Calculate VAT amounts for invoices, expenses and financial planning. Support for standard and zero-rated supplies.
- [Income Tax Calculator](https://accounter.co.za/calculators/income-tax): Calculate your annual income tax obligations based on current SARS tax brackets and rebates.
- [PAYE / UIF / SDL Calculator](https://accounter.co.za/calculators/paye): Calculate employee PAYE, UIF and SDL deductions with net salary and cost-to-company breakdown.
- [Provisional Tax Calculator](https://accounter.co.za/calculators/provisional-tax): Estimate provisional tax payments, deadlines and penalty risk for 1st and 2nd periods.
- [Salary / Take-Home Pay Calculator](https://accounter.co.za/calculators/salary): Calculate your monthly take-home pay after PAYE, UIF, and pension deductions using current SARS tax brackets.
- [Cost-to-Company Calculator](https://accounter.co.za/calculators/ctc): Convert your cost-to-company package to net take-home pay, showing all deductions and employer contributions.
- [SBC Tax Calculator](https://accounter.co.za/calculators/sbc-tax): Calculate Small Business Corporation tax and compare with the standard 27% company tax rate. See your SBC savings.
- [UIF Calculator](https://accounter.co.za/calculators/uif): Calculate employee and employer UIF contributions. 1% each, capped at R17,712 monthly remuneration.
- [ETI Calculator](https://accounter.co.za/calculators/eti): Calculate your Employment Tax Incentive savings for hiring young workers aged 18-29. Up to R1,000/month per employee.
- [SDL Calculator](https://accounter.co.za/calculators/sdl): Calculate your Skills Development Levy (SDL) at 1% of payroll. Check exemption status and SETA claim guidance.

## Top Guides

- [SARS Tax Deadlines 2026/2027](https://accounter.co.za/guides/sars-tax-deadlines-south-africa): Every major SARS deadline for the 2026/2027 cycle — income tax, IRP6, VAT201, and payroll reconciliations.
- [VAT Registration Threshold South Africa](https://accounter.co.za/guides/vat-registration-threshold-south-africa): When South African businesses must register for VAT, voluntary thresholds, and required documents.
- [Provisional Tax Deadlines South Africa](https://accounter.co.za/guides/provisional-tax-deadlines-south-africa): IRP6 provisional tax planning for first, second, and optional third payments.

## Resources

- [News](https://accounter.co.za/news): SARS updates, tax-deadline guides, payroll explainers, and compliance articles.
- [Templates](https://accounter.co.za/templates): Excel and Google Sheets templates for invoices, payroll, finance, and practice management.
- [Guides](https://accounter.co.za/guides): Long-form South African accounting, tax, and compliance guides.
- [How-To](https://accounter.co.za/how-to): Step-by-step task guides for recurring finance and SARS workflows.
- [Glossary](https://accounter.co.za/glossary): Definitions of accounting, tax, payroll, and finance terms.

## Contact

- [Contact](https://accounter.co.za/contact): Sales, support, and general enquiries for South African businesses and accounting practices.
- [Support](https://accounter.co.za/support): Help centre, documentation, and customer support resources.
- [About](https://accounter.co.za/about): Company background, founder story, and South Africa-first positioning.


> Bank-specific converter pages, international bank routes, and extraction comparison pages are listed in llms-full.txt.