Calculate your income tax, medical credits, and take-home based on the latest SARS rates. Supports Normal and Advanced modes with travel allowance, medical AMTC, and retirement deductions.
Uses official 2026/2027 and 2025/2026 SARS tax tables, rebates, and medical credits.
Switch between tax years to compare your tax liability across periods.
Travel allowance, medical AMTC, retirement, donations, and home office deductions.
Capped at 27.5% of income, max R430 000,00 p.a.
| Taxable Income | Rates of Tax |
|---|---|
| R0,00 - R245100,00 | 18% of taxable income |
| R245101,00 - R383100,00 | R44118,00 + 26% of taxable income above R245101,00 |
| R383101,00 - R530200,00 | R79998,00 + 31% of taxable income above R383101,00 |
| R530201,00 - R695800,00 | R125599,00 + 36% of taxable income above R530201,00 |
| R695801,00 - R887000,00 | R185215,00 + 39% of taxable income above R695801,00 |
| R887001,00 - R1878600,00 | R259783,00 + 41% of taxable income above R887001,00 |
| R1878601,00 - and above | R666339,00 + 45% of taxable income above R1878601,00 |
| Type of Rebate | Amount |
|---|---|
| Primary | R17820,00 |
| Secondary (65+) | R9765,00 |
| Tertiary (75+) | R3249,00 |
| Type | Monthly Amount | Annual Amount |
|---|---|---|
| Main / first two beneficiaries (each) | R376,00 | R4512,00 |
| Each additional beneficiary | R254,00 | R3048,00 |
South Africa uses a progressive system. Your income is split across brackets; each slice is taxed at its bracket rate.
Primary, secondary (65+) and tertiary (75+) rebates reduce your tax. Medical credits include a fixed monthly MTC and the AMTC formula for additional qualifying expenses.
Retirement (27.5% capped at R430 000,00), PBO donations (10% cap), home office (qualifying), and -- if you use Advanced -- travel allowance per SARS tables.
Accounter can help you optimize your tax and ensure you're using all available deductions and credits.
Common questions about South African personal income tax
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Deepen your understanding with glossary definitions and free tools
Provisional Tax
Provisional tax is a method of paying income tax in advance, in two or three instalments during the tax year, rather than as a lump sum at year-end.
Taxable Income
Taxable income is the portion of total income on which income tax is calculated, after subtracting all allowable deductions and exemptions as defined by SARS.
Income Tax
Income tax is a direct tax levied by SARS on the taxable income of individuals, companies, and trusts in South Africa, using a progressive rate system for individuals.
Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.
Reviewed source data
Income tax calculations use SARS tables for the 2027 year of assessment. Effective from 2026-03-01. Last reviewed 2026-06-14.