Income Tax Calculator
Income Tax Calculator South Africa 2026/2027
This SARS tax calculator works out your income tax for the 2026/27 tax year (1 March 2026 to 28 February 2027), after the primary rebate and medical tax credits. SARS income tax brackets 2026/2027: 18% on income up to R245,100; 26% to R383,100; 31% to R530,200; 36% to R695,800; 39% to R887,000; 41% to R1,878,600; 45% above R1,878,600.
Uses SARS 2026/2027 rates, checked 29 July 2026.
Want your monthly take-home pay instead? Use the salary calculator. Running payroll? Use the PAYE calculator.
2026/27 SARS income tax rates in brief
2026/27 SARS tax brackets start at 18% on taxable income up to R245,100 and reach 45% above R1,878,600. The primary rebate is R17,820, so you pay no tax below R99,000 if you are under 65, R153,250 at 65 to 74, or R171,300 at 75 and over.
Source: SARS rates of tax for individuals. Last checked against SARS: .
| Taxable Income | Rates of Tax |
|---|---|
| R0 - R245,100 | 18% of taxable income |
| R245,101 - R383,100 | R44,118 + 26% of taxable income above R245,101 |
| R383,101 - R530,200 | R79,998 + 31% of taxable income above R383,101 |
| R530,201 - R695,800 | R125,599 + 36% of taxable income above R530,201 |
| R695,801 - R887,000 | R185,215 + 39% of taxable income above R695,801 |
| R887,001 - R1,878,600 | R259,783 + 41% of taxable income above R887,001 |
| R1,878,601 - and above | R666,339 + 45% of taxable income above R1,878,601 |
Your Income Details
Capped at 27.5% of income, max R430 000,00 p.a.
Worked out on this device. Nothing you type is sent to us unless you email the results.
Your Tax Summary
Your net tax payable will show here.
About the Income Tax Calculator
How it's worked out
Calculate your income tax, medical credits, and take-home based on the latest SARS rates. Supports Normal and Advanced modes with travel allowance, medical AMTC, and retirement deductions.
Primary rebate R17,820 (tax-free threshold ~R99,000 for under-65s). For monthly PAYE on salary, use our PAYE calculator or salary calculator. Key SARS filing dates are in our tax calendar. To work out your retirement annuity deduction, use the RA tax deduction calculator.
Rebates & Medical Tax Credits 2026-2027
Tax Rebates 2026-2027
| Type of Rebate | Amount |
|---|---|
| Primary | R17820,00 |
| Secondary (65+) | R9765,00 |
| Tertiary (75+) | R3249,00 |
Medical Tax Credits 2026-2027
| Type | Monthly Amount | Annual Amount |
|---|---|---|
| Main / first two beneficiaries (each) | R376,00 | R4512,00 |
| Each additional beneficiary | R254,00 | R3048,00 |
How Income Tax is Calculated
Progressive Tax System
South Africa uses a progressive system. Your income is split across brackets; each slice is taxed at its bracket rate.
Rebates & Credits
Primary, secondary (65+) and tertiary (75+) rebates reduce your tax. Medical credits include a fixed monthly MTC and the AMTC formula for additional qualifying expenses.
Deductions
Retirement (27.5% capped at R430 000,00), PBO donations (10% cap), home office (qualifying), and -- if you use Advanced -- travel allowance per SARS tables.
Income Tax FAQs
Common questions about South African personal income tax
Next step
Check each bracket against the official figures.
Important Disclaimer
Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.
Reviewed source data
Income tax calculations use SARS tables for the 2027 year of assessment. Effective from 2026-03-01. Last reviewed 2026-07-18.