Free business tools
Business Calculators & Tools
Professional calculators for South African business owners, accountants and financial professionals.
SARS-Accurate
All tax calculations use current SARS rates and brackets for the latest tax year
Charts & Export
Visualise results with interactive charts and export to PDF or copy to clipboard
Secure & Private
Your data is never stored or shared - all calculations happen locally in your browser
- Tax & Compliance
VAT Calculator
Calculate VAT amounts for invoices, expenses and financial planning. Support for standard and zero-rated supplies.
- Tax & Compliance
Income Tax Calculator
Calculate your annual income tax obligations based on current SARS tax brackets and rebates.
- NewTax & Compliance
PAYE / UIF / SDL Calculator
Calculate employee PAYE, UIF and SDL deductions with net salary and cost-to-company breakdown.
- NewTax & Compliance
Provisional Tax Calculator
Estimate provisional tax payments, deadlines and penalty risk for 1st and 2nd periods.
- NewTax & Compliance
Turnover Tax Calculator
Calculate turnover tax and compare it against income tax + VAT for small businesses.
- NewTax & Compliance
Capital Gains Tax Calculator
Calculate CGT on asset disposals with inclusion rates, annual exclusion and primary residence exemption.
- Profitability
Gross Margin Calculator
Calculate your gross profit margin with revenue and cost of goods sold inputs.
- Profitability
Net Profit Calculator
Calculate your net profit margin by accounting for all operating expenses and taxes.
- NewBusiness Planning
Percentage Calculator
Work out a percentage of a number, percentage increase or decrease, and add or subtract a percentage for discounts and mark-ups.
- Profitability
Markup Calculator
Accurately set your sales prices to achieve target profit margins with markup calculations.
- NewProfitability
Business Expense Ratio
Analyse expenses as a percentage of revenue across categories to find savings opportunities.
- Business Planning
Break-even Calculator
Find out exactly how much revenue you need to generate before your business becomes profitable.
- Business Planning
Personal Loan Calculator
Work out personal loan repayments, total interest and the full amortisation schedule, with worked examples by amount and term.
- Business Planning
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance or sum-of-years-digits methods.
- NewBusiness Planning
Late Payment Interest
Calculate interest on overdue invoices using the prescribed rate or custom rate.
- NewPayroll & HR
Retirement Annuity Tax Benefit
Calculate your maximum RA deduction and tax saving from retirement contributions.
- NewPayroll & HR
Salary vs Dividend
Compare the after-tax outcome of taking salary versus dividends from your company.
- NewPersonal Finance
Salary / Take-Home Pay Calculator
Calculate your monthly take-home pay after PAYE, UIF, and pension deductions using current SARS tax brackets.
- NewPersonal Finance
Bonus Tax Calculator
See how much PAYE comes off a bonus or 13th cheque, using SARS tax tables and the annual-payment method.
- NewPersonal Finance
Salary Converter
Convert between monthly, annual, weekly, and hourly pay with configurable hours per week.
- NewPersonal Finance
Cost-to-Company Calculator
Convert your cost-to-company package to net take-home pay, showing all deductions and employer contributions.
- NewTax & Compliance
Tax Refund Calculator
Estimate your SARS tax refund based on income, deductions, and medical aid credits for the current tax year.
- NewPersonal Finance
Vehicle Finance Calculator
Work out the monthly instalment, total interest and balloon payment on vehicle finance at the current prime rate.
- NewPersonal Finance
Bond Repayment Calculator
Calculate your monthly home loan repayment, total interest, and see the full amortisation schedule.
- NewTax & Compliance
Medical Aid Tax Credits Calculator
Calculate your Section 6A and 6B medical aid tax credits and additional medical expenses deduction.
- NewPersonal Finance
Compound Interest Calculator
Calculate how your money grows over time with compound interest. See the power of compounding with interactive charts.
- NewTax & Compliance
Home Office Deduction Calculator
Calculate your allowable home office tax deduction based on floor area, rent or bond interest, and utility costs.
- NewPayroll & HR
Two-Pot Retirement Calculator
Calculate the tax impact of a two-pot retirement fund withdrawal and see your net payout after PAYE.
- NewPayroll & HR
Overtime Calculator
Calculate overtime pay using BCEA rates. 1.5x weekday and 2x Sunday/public holiday rates for South African employees.
- NewPayroll & HR
Leave Days Calculator
Calculate your leave entitlements under the BCEA. Annual, sick, family responsibility, maternity and paternity leave.
- NewPayroll & HR
Working Days Calculator
Count the working days between two dates with a 5-day or 6-day week and South African public holidays taken out.
- NewPayroll & HR
Notice Period Calculator
Work out your BCEA minimum notice period and last working day. Covers domestic and farm workers and longer contract notice.
- NewPayroll & HR
Minimum Wage Calculator
Check the current South African national minimum wage and calculate your pay across all sectors.
- NewPayroll & HR
Severance Pay Calculator
Calculate your severance pay entitlement under the BCEA with notice period and leave payout breakdown.
- NewTax & Compliance
SBC Tax Calculator
Calculate Small Business Corporation tax and compare with the standard 27% company tax rate. See your SBC savings.
- NewTax & Compliance
Company Tax Calculator
Calculate standard 27% company tax on taxable income and compare against SBC reduced rates.
- NewPayroll & HR
UIF Calculator
Calculate employee and employer UIF contributions. 1% each, capped at R17,712 monthly remuneration.
- NewPayroll & HR
UIF Payout Calculator
Estimate UIF unemployment and maternity benefit payouts using the 38%–60% income replacement scale.
- NewTax & Compliance
ETI Calculator
Calculate your Employment Tax Incentive savings for hiring young workers aged 18-29. Up to R1,500/month per employee.
- NewTax & Compliance
Dividends Tax Calculator
Calculate dividends withholding tax (DWT) at 20%. See net dividend after tax with DTA rate and exemption support.
- NewTax & Compliance
Donations Tax Calculator
Calculate donations tax on gifts and donations. R150,000 annual exemption for individuals. 20% rate on excess.
- NewPayroll & HR
SDL Calculator
Calculate your Skills Development Levy (SDL) at 1% of payroll. Check exemption status and SETA claim guidance.
- NewTax & Compliance
Transfer Duty Calculator
Calculate property transfer duty using current SARS rates with total transfer cost estimates including conveyancing fees.
- NewPayroll & HR
Travel Allowance Calculator
Calculate your SARS travel deduction using the simplified or deemed cost method. See how much of your allowance is taxable.
- NewTax & Compliance
Retirement Lump Sum Tax Calculator
Calculate tax on retirement, resignation, or retrenchment lump sums using cumulative SARS tax tables.
- NewTax & Compliance
Freelancer Tax Calculator
Calculate your tax as a freelancer or independent contractor with provisional tax estimates and deduction planning.
- NewTax & Compliance
SARS Penalty Calculator
Calculate SARS administrative penalties for late filing and interest on late payments. See your total penalty exposure.
- NewPayroll & HR
Car Allowance & Fringe Benefit Calculator
Calculate company car fringe benefit tax or travel allowance deductions. See the tax impact of your vehicle benefit.
- NewPersonal Finance
Rental Income Tax Calculator
Work out the tax on your rental income: allowed expenses, part-let apportionment and the extra tax at your marginal rate.
- NewPayroll & HR
Company Car Fringe Benefit Tax Calculator
Work out the taxable value of a company car and the extra PAYE you pay. SARS 3.5% / 3.25% fringe benefit rules.
- NewPersonal Finance
Rental Yield Calculator
Calculate gross and net rental yield on investment property. Estimate rental income after expenses and cash flow.
- NewPersonal Finance
Interest Exemption Calculator
See how much of your local interest is tax-free under the section 10(1)(i) exemption, and the tax on the rest.
- NewPersonal Finance
TFSA Calculator
Project your Tax-Free Savings Account growth. R46,000 annual limit, R500,000 lifetime. See compound growth and tax savings.
Accounting Software Plans
Full accounting software for your business or practice, on monthly plans in rand. Not the statement converter. All features included on every plan, with no feature limits.
Small Business
R300/month
Bookkeeper
R650/month
Accounting Practice
R900/month
Accounting Partner
R1,200/month
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