Business Calculators &amp; Tools

VAT Calculator

Calculate VAT amounts for invoices, expenses and financial planning. Support for standard and zero-rated supplies.

Income Tax Calculator

Calculate your annual income tax obligations based on current SARS tax brackets and rebates.

PAYE / UIF / SDL Calculator

Calculate employee PAYE, UIF and SDL deductions with net salary and cost-to-company breakdown.

Provisional Tax Calculator

Estimate provisional tax payments, deadlines and penalty risk for 1st and 2nd periods.

Turnover Tax Calculator

Calculate turnover tax and compare it against income tax + VAT for small businesses.

Capital Gains Tax Calculator

Calculate CGT on asset disposals with inclusion rates, annual exclusion and primary residence exemption.

Gross Margin Calculator

Calculate your gross profit margin with revenue and cost of goods sold inputs.

Net Profit Calculator

Calculate your net profit margin by accounting for all operating expenses and taxes.

Markup Calculator

Accurately set your sales prices to achieve target profit margins with markup calculations.

Business Expense Ratio

Analyse expenses as a percentage of revenue across categories to find savings opportunities.

Break-even Calculator

Find out exactly how much revenue you need to generate before your business becomes profitable.

Loan Calculator

Plan your business financing with calculations for monthly payments, total interest and repayment schedules.

Depreciation Calculator

Calculate asset depreciation using straight-line, declining balance or sum-of-years-digits methods.

Late Payment Interest

Calculate interest on overdue invoices using the prescribed rate or custom rate.

Retirement Annuity Tax Benefit

Calculate your maximum RA deduction and tax saving from retirement contributions.

Salary vs Dividend

Compare the after-tax outcome of taking salary versus dividends from your company.

Salary / Take-Home Pay Calculator

Calculate your monthly take-home pay after PAYE, UIF, and pension deductions using current SARS tax brackets.

Cost-to-Company Calculator

Convert your cost-to-company package to net take-home pay, showing all deductions and employer contributions.

Tax Refund Calculator

Estimate your SARS tax refund based on income, deductions, and medical aid credits for the current tax year.

Bond Repayment Calculator

Calculate your monthly home loan repayment, total interest, and see the full amortisation schedule.

Medical Aid Tax Credits Calculator

Calculate your Section 6A and 6B medical aid tax credits and additional medical expenses deduction.

Compound Interest Calculator

Calculate how your money grows over time with compound interest. See the power of compounding with interactive charts.

Home Office Deduction Calculator

Calculate your allowable home office tax deduction based on floor area, rent or bond interest, and utility costs.

Two-Pot Retirement Calculator

Calculate the tax impact of a two-pot retirement fund withdrawal and see your net payout after PAYE.

Overtime Calculator

Calculate overtime pay using BCEA rates. 1.5x weekday and 2x Sunday/public holiday rates for South African employees.

Leave Days Calculator

Calculate your leave entitlements under the BCEA. Annual, sick, family responsibility, maternity and paternity leave.

Minimum Wage Calculator

Check the current South African national minimum wage and calculate your pay across all sectors.

Severance Pay Calculator

Calculate your severance pay entitlement under the BCEA with notice period and leave payout breakdown.

SBC Tax Calculator

Calculate Small Business Corporation tax and compare with the standard 27% company tax rate. See your SBC savings.

UIF Calculator

Calculate employee and employer UIF contributions. 1% each, capped at R17,712 monthly remuneration.

ETI Calculator

Calculate your Employment Tax Incentive savings for hiring young workers aged 18-29. Up to R1,000/month per employee.

Dividends Tax Calculator

Calculate dividends withholding tax (DWT) at 20%. See net dividend after tax with DTA rate and exemption support.

Donations Tax Calculator

Calculate donations tax on gifts and donations. R100,000 annual exemption for individuals. 20% rate on excess.

SDL Calculator

Calculate your Skills Development Levy (SDL) at 1% of payroll. Check exemption status and SETA claim guidance.

Transfer Duty Calculator

Calculate property transfer duty using current SARS rates with total transfer cost estimates including conveyancing fees.

Travel Allowance Calculator

Calculate your SARS travel deduction using the simplified or deemed cost method. See how much of your allowance is taxable.

Retirement Lump Sum Tax Calculator

Calculate tax on retirement, resignation, or retrenchment lump sums using cumulative SARS tax tables.

Freelancer Tax Calculator

Calculate your tax as a freelancer or independent contractor with provisional tax estimates and deduction planning.

SARS Penalty Calculator

Calculate SARS administrative penalties for late filing and interest on late payments. See your total penalty exposure.

Car Allowance & Fringe Benefit Calculator

Calculate company car fringe benefit tax or travel allowance deductions. See the tax impact of your vehicle benefit.

Rental Yield Calculator

Calculate gross and net rental yield on investment property. Estimate rental income after expenses and cash flow.

TFSA Calculator

Project your Tax-Free Savings Account growth. R36,000 annual limit, R500,000 lifetime. See compound growth and tax savings.