Business Calculators & Tools
Professional calculators for South African business owners, accountants and financial professionals. All calculations use current SARS rates.
VAT Calculator
Calculate VAT amounts for invoices, expenses and financial planning. Support for standard and zero-rated supplies.
Income Tax Calculator
Calculate your annual income tax obligations based on current SARS tax brackets and rebates.
PAYE / UIF / SDL Calculator
Calculate employee PAYE, UIF and SDL deductions with net salary and cost-to-company breakdown.
Provisional Tax Calculator
Estimate provisional tax payments, deadlines and penalty risk for 1st and 2nd periods.
Turnover Tax Calculator
Calculate turnover tax and compare it against income tax + VAT for small businesses.
Capital Gains Tax Calculator
Calculate CGT on asset disposals with inclusion rates, annual exclusion and primary residence exemption.
Gross Margin Calculator
Calculate your gross profit margin with revenue and cost of goods sold inputs.
Net Profit Calculator
Calculate your net profit margin by accounting for all operating expenses and taxes.
Markup Calculator
Accurately set your sales prices to achieve target profit margins with markup calculations.
Business Expense Ratio
Analyse expenses as a percentage of revenue across categories to find savings opportunities.
Break-even Calculator
Find out exactly how much revenue you need to generate before your business becomes profitable.
Loan Calculator
Plan your business financing with calculations for monthly payments, total interest and repayment schedules.
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance or sum-of-years-digits methods.
Late Payment Interest
Calculate interest on overdue invoices using the prescribed rate or custom rate.
Retirement Annuity Tax Benefit
Calculate your maximum RA deduction and tax saving from retirement contributions.
Salary vs Dividend
Compare the after-tax outcome of taking salary versus dividends from your company.
Salary / Take-Home Pay Calculator
Calculate your monthly take-home pay after PAYE, UIF, and pension deductions using current SARS tax brackets.
Cost-to-Company Calculator
Convert your cost-to-company package to net take-home pay, showing all deductions and employer contributions.
Tax Refund Calculator
Estimate your SARS tax refund based on income, deductions, and medical aid credits for the current tax year.
Bond Repayment Calculator
Calculate your monthly home loan repayment, total interest, and see the full amortisation schedule.
Medical Aid Tax Credits Calculator
Calculate your Section 6A and 6B medical aid tax credits and additional medical expenses deduction.
Compound Interest Calculator
Calculate how your money grows over time with compound interest. See the power of compounding with interactive charts.
Home Office Deduction Calculator
Calculate your allowable home office tax deduction based on floor area, rent or bond interest, and utility costs.
Two-Pot Retirement Calculator
Calculate the tax impact of a two-pot retirement fund withdrawal and see your net payout after PAYE.
Why Use Our Calculators?
Our business calculators are designed by financial professionals to provide accurate, reliable results
SARS-Accurate
All tax calculations use current SARS rates and brackets for the latest tax year
Charts & Export
Visualise results with interactive charts and export to PDF or copy to clipboard
Secure & Private
Your data is never stored or shared - all calculations happen locally in your browser
How-To Guides
Step-by-step guides for VAT registration, PAYE calculation, provisional tax, and more.
Browse 10 guides →Free Tools
Payslip generator, tax calendar, business scorecard, and more free accounting tools.
Explore tools →Compare Software
Compare Accounter to Xero, Sage, QuickBooks, and other accounting software.
See comparisons →Ready for Professional Accounting Software?
While our calculators help with individual calculations, Accounter provides comprehensive accounting solutions for your entire business.
Built-in Calculators
All these calculators plus more, integrated into your workflow
Automated Reports
Generate professional financial reports automatically
Team Collaboration
Work with your team and accountant in real-time