Business Loan Calculator
Plan your business financing with this loan calculator. Calculate monthly payments, total interest costs, and view a complete amortization schedule.
Payment Amount
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Total Interest
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Amortization
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Loan Calculator
Calculate your loan payments and total costs
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Understanding Business Loans
Learn about different types of business loans and key terms to make informed financing decisions
Types of Business Loans
A lump sum paid back with regular payments over a set period
Government-backed loans with favorable terms for small businesses
Flexible access to funds up to a preset limit
Loans specifically for purchasing equipment, using the equipment as collateral
Key Loan Terms
The original loan amount that you borrow before interest
The percentage charged on the principal, expressed annually (APR)
The period over which you'll repay the loan, typically in months or years
The process of paying off a loan with regular payments, gradually reducing the principal
Tips for Loan Success
Pro Tip
When calculating the true cost of a business loan, don't forget to consider the tax implications. In many cases, interest paid on business loans is tax-deductible, which can reduce the effective cost of borrowing. Consult with your accountant to understand how a loan will affect your business's tax situation.
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Important Disclaimer
Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.