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Free tools

Free tools for South African finances.

Converters, calculators and generators. Most work without an account.

23 tools shown

Most used

Accounter Statement Converter

PDF bank statements to CSV or Excel, every balance checked. 10 free pages a month with a free account.

Upload a statement
Statement Converter

Accounter Statement Converter (South Africa)

Choose a South African bank-specific PDF converter, preview extracted rows, and export reviewed CSV data for bookkeeping workflows.

Statement Converter

Bank Statement Scanner

AI/OCR scanner for readable bank statement PDFs and image-based pages with CSV export for Excel and bookkeeping.

Business

Pastel backup to CSV

Upload a Pastel Partner or Xpress backup and download every table as CSV.

PDF

Merge PDF

Combine several PDFs into one file. Runs entirely in your browser — nothing is uploaded.

PDF

Split PDF

Extract selected pages from a PDF or split it into separate files. Nothing is uploaded.

Business

Payslip Generator

Generate professional payslips with automatic PAYE, UIF, and SDL calculations using current SARS rates. Free, no signup required.

Business

Quote Generator

Create professional quotations with VAT for South African businesses. Free online quote generator with PDF download.

Business

Receipt Generator

Create professional payment receipts for South African businesses. Free online receipt generator with PDF download.

Calculators

VAT Calculator

Calculate VAT inclusive and exclusive amounts for South African businesses (15% VAT rate).

Tax

VAT Registration Checker

Find out if you must register for VAT. Updated for the 1 April 2026 threshold — R2.3 million compulsory, R120,000 voluntary.

Tax

VAT Deregistration Checker

Check whether cancelling VAT registration may make sense after the 2026 SARS threshold change.

Business

Invoice Generator

Create SARS-compliant tax invoices with VAT, logo upload, multi-currency, and English/Afrikaans. Free PDF download.

Tax

Tax Calendar & Deadlines

Never miss a SARS deadline. Interactive tax calendar with filing dates, payment deadlines, and .ics reminders.

Business

Business Health Scorecard

Assess your business financial health. Get a score out of 100 with benchmarks and actionable recommendations.

Business

Company Registration Checklist

Step-by-step guide to registering a company in South Africa. CIPC, SARS, VAT, and everything else.

Business

Am I Audit Ready?

Free SARS audit readiness assessment. Check if your financial records, tax compliance, and documentation are ready for an audit.

Tax

Year-End Closing Checklist

Interactive checklist for South African year-end close. Track every step from bank reconciliation to CIPC filing.

Business

Monthly Financial Checklist

Stay on top of your bookkeeping every month. Bank reconciliation, invoicing, payroll, VAT, and more.

Calculators

Practice Valuation Calculator

Estimate the value of your accounting practice. Revenue and earnings multiples with SA market benchmarks.

Business

Cloud Readiness Score

Assess how ready your practice is to migrate to cloud accounting. Get a personalised migration roadmap.

Calculators

Client Profitability Analyzer

Analyse which clients are profitable and which are draining your practice. Includes SA market benchmarks.

Calculators

B-BBEE Scorecard Calculator

Estimate your B-BBEE level across all 5 elements. Get your scorecard with improvement recommendations.