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Capital Gains Tax Calculator South Africa 2026

CGT in South Africa 2026/2027: individuals include 40% of the gain in taxable income (companies 80%, trusts 80%).

Uses SARS 2026/2027 rates, checked 29 July 2026.

CGT Calculator

Original purchase price plus allowable improvements

Amount received or market value at disposal

Required for individuals because CGT is additional normal tax on the taxable portion of the gain

Of the R50 000,00 annual exclusion for 1 Mar 2026 - 28 Feb 2027 (Current), how much have you already used this year?

Worked out on this device. Nothing you type is sent to us unless you email the results.

Capital gains tax calculator South Africa — SARS CGT 2026/2027

SARS CGT calculator for property, shares, and assets. Inclusion rates, R50,000 annual exclusion (2026/2027), and primary residence exemption.

Annual exclusion: R50 000,00. Primary residence: up to R3 000 000,00 gain exempt if owned and lived in for the full period. Capital gain = proceeds minus base cost.

Understanding Capital Gains Tax in South Africa

How CGT works, inclusion rates, and available exclusions

CGT Inclusion Rates

Only a portion of your capital gain is included in taxable income. The inclusion rate depends on the type of taxpayer.

Individuals40%
Companies80%
Trusts80%

Available Exclusions

Annual Exclusion (Selected Tax Year): R50 000,00

R50 000,00 for 2026/2027 and R40 000,00 for 2025/2026 and 2024/2025. Not available to companies or trusts.

Death Exclusion: R440 000,00

Replaces the annual exclusion in the year of death.

Primary Residence: R3 000 000,00

Capital gain or loss on a primary residence up to this amount is excluded.

How CGT is Calculated

1

Capital Gain

Proceeds minus base cost equals your capital gain

2

Apply Exclusions

Subtract annual exclusion and primary residence exclusion

3

Inclusion Rate

Multiply net gain by inclusion rate (40% or 80%)

4

Tax at Marginal Rate

Inclusion amount is taxed at your marginal tax rate

Capital Gains Tax Frequently Asked Questions

Common questions about CGT in South Africa

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Important Disclaimer

Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.