Calculate property transfer duty using SARS 2026/2027 brackets. 0% up to R1,210,000, then 3% to 13%. Includes conveyancing and Deeds Office fee estimates.
Accurate transfer duty calculation using the SARS brackets effective 1 April 2025, from 0% up to 13%
See the full picture with estimated conveyancing fees and Deeds Office fees included in your total
Compare transfer duty across different property price points to plan your budget before buying
Transfer duty rates 2026/2027: 0% on properties up to R1,210,000; 3% from R1,210,001 to R1,663,800; 6% to R2,329,300; 8% to R2,994,800; 11% to R13,310,000; 13% above R13,310,000. Example: a R2,000,000 home attracts roughly R33 786,00 transfer duty.
The buyer pays via the transferring attorney. VAT-registered developers charge 15% VAT instead of transfer duty. Pair with our bond repayment calculator.
Enter your property purchase price to calculate transfer duty
Enter your property purchase price to see transfer duty and total transfer costs
See how transfer duty scales across different property price points
SARS transfer duty rates effective 1 April 2025 for property acquisitions
| Property Value | Rate | Description |
|---|---|---|
| R0 - R1,210,000 | 0% | No transfer duty payable |
| R1,210,001 - R1,663,800 | 3% | 3% of amount above R1,210,000 |
| R1,663,801 - R2,329,300 | 6% | R13,614 + 6% of amount above R1,663,800 |
| R2,329,301 - R2,994,800 | 8% | R53,544 + 8% of amount above R2,329,300 |
| R2,994,801 - R13,310,000 | 11% | R106,784 + 11% of amount above R2,994,800 |
| R13,310,001+ | 13% | R1,241,456 + 13% of amount above R13,310,000 |
Properties under R1,210,000 attract 0% transfer duty
No transfer duty: Properties valued at R1,210,000 or below are exempt from transfer duty, benefiting all buyers including first-time purchasers
VAT alternative: If the seller is a registered VAT vendor, VAT at 15% applies instead of transfer duty
Transfer duty is only part of the total cost of transferring property ownership
Transfer Duty
Tax payable to SARS based on the property purchase price, calculated using progressive brackets from 0% to 13%
Conveyancing Fees
Fees charged by the transferring attorney for handling the legal transfer of ownership. These are regulated but vary by property value
Deeds Office Fee
A fee payable to the Deeds Office for registering the transfer of ownership. Currently approximately R1,340
Bond Registration Costs
If you are financing the purchase with a bond, additional attorney fees apply for bond registration (not included in this calculator)
Rates & Levy Clearance
Certificates confirming that rates and levies are paid up to date. Costs vary by municipality and managing agent
Common questions about property transfer duty in South Africa
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Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.