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Home/Calculators/Transfer Duty Calculator

Transfer Duty Calculator

Calculate property transfer duty using current SARS rates. See your total transfer costs including conveyancing fees and Deeds Office fees.

Updated March 2026 · Current SARS rates

Current SARS Rates

Accurate transfer duty calculation using the latest SARS brackets effective 1 March 2026, from 0% up to 13%

Total Transfer Costs

See the full picture with estimated conveyancing fees and Deeds Office fees included in your total

Instant Comparison

Compare transfer duty across different property price points to plan your budget before buying

Transfer Duty Calculator

Enter your property purchase price to calculate transfer duty

R

The purchase price or market value of the property

Same rates apply; companies cannot claim transfer duty back

Ready to Calculate

Enter your property purchase price to see transfer duty and total transfer costs

Transfer Duty by Property Price

See how transfer duty scales across different property price points

Transfer Duty Brackets 2026/2027

SARS transfer duty rates effective 1 March 2026 for property acquisitions

Property ValueRateDescription
R0 - R1,100,0000%No transfer duty payable
R1,100,001 - R1,512,5003%3% of amount above R1,100,000
R1,512,501 - R2,117,5006%R12,375 + 6% of amount above R1,512,500
R2,117,501 - R2,722,5008%R48,675 + 8% of amount above R2,117,500
R2,722,501 - R12,100,00011%R97,075 + 11% of amount above R2,722,500
R12,100,001+13%R1,128,600 + 13% of amount above R12,100,000

Properties under R1,100,000 attract 0% transfer duty

No transfer duty: Properties valued at R1,100,000 or below are exempt from transfer duty, benefiting all buyers including first-time purchasers

VAT alternative: If the seller is a registered VAT vendor, VAT at 15% applies instead of transfer duty

What's Included in Transfer Costs?

Transfer duty is only part of the total cost of transferring property ownership

Transfer Duty

Tax payable to SARS based on the property purchase price, calculated using progressive brackets from 0% to 13%

Conveyancing Fees

Fees charged by the transferring attorney for handling the legal transfer of ownership. These are regulated but vary by property value

Deeds Office Fee

A fee payable to the Deeds Office for registering the transfer of ownership. Currently approximately R1,340

Bond Registration Costs

If you are financing the purchase with a bond, additional attorney fees apply for bond registration (not included in this calculator)

Rates & Levy Clearance

Certificates confirming that rates and levies are paid up to date. Costs vary by municipality and managing agent

Transfer Duty Calculator FAQs

Common questions about property transfer duty in South Africa

Transfer duty is a tax levied on the acquisition of property in South Africa. It is payable by the buyer (purchaser) to SARS through the transferring attorney. Transfer duty applies to all immovable property transactions, including land, buildings, and any improvements on the property.
For the 2026/2027 tax year, transfer duty is 0% on properties up to R1,100,000. Above that threshold, progressive rates apply: 3% on R1,100,001 to R1,512,500, 6% on R1,512,501 to R2,117,500, 8% on R2,117,501 to R2,722,500, 11% on R2,722,501 to R12,100,000, and 13% on amounts above R12,100,000.
The buyer (purchaser) is responsible for paying transfer duty. The payment is handled by the transferring attorney (conveyancer) who collects the amount from the buyer and pays it to SARS as part of the property transfer process.
Transfer duty must be paid within six months of the date of acquisition (usually the date the offer to purchase is signed). The transferring attorney typically ensures this is paid as part of the registration process. Late payment may attract interest and penalties.
If the seller is a VAT vendor and the property is sold as part of the seller's enterprise, VAT at 15% is charged on the sale price instead of transfer duty. The buyer does not pay transfer duty in this case. This commonly applies to new developments sold by property developers.
There is no specific first-time buyer exemption for transfer duty in South Africa. However, all buyers benefit from the 0% transfer duty band on properties valued up to R1,100,000. This means properties under R1,100,000 attract no transfer duty regardless of whether you are a first-time buyer or not.

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Important Disclaimer

Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.