Transfer Duty Calculator
Transfer Duty & Transfer Cost Calculator South Africa 2026
Transfer duty rates 2026/2027: 0% on properties up to R1,210,000; 3% from R1,210,001 to R1,663,800; 6% to R2,329,300; 8% to R2,994,800; 11% to R13,310,000; 13% above R13,310,000.
Uses SARS 2026/2027 rates, checked 29 July 2026.
Transfer Duty Calculator
Transfer Duty Results
Your transfer duty will show here.
Transfer duty calculator South Africa — 2026/2027 rates
How it's worked out
Calculate property transfer costs and transfer duty using SARS 2026/2027 brackets (0% up to R1,210,000, then 3% to 13%), plus conveyancing and Deeds Office fee estimates.
Example: a R2,000,000 home attracts roughly R33 786,00 transfer duty.
The buyer pays via the transferring attorney. VAT-registered developers charge 15% VAT instead of transfer duty. Pair with our bond repayment calculator.
Transfer Duty by Property Price
See how transfer duty scales across different property price points
Transfer Duty Brackets 2026/2027
SARS transfer duty rates effective 1 April 2025 for property acquisitions
| Property Value | Rate | Description |
|---|---|---|
| R0 - R1,210,000 | 0% | No transfer duty payable |
| R1,210,001 - R1,663,800 | 3% | 3% of amount above R1,210,000 |
| R1,663,801 - R2,329,300 | 6% | R13,614 + 6% of amount above R1,663,800 |
| R2,329,301 - R2,994,800 | 8% | R53,544 + 8% of amount above R2,329,300 |
| R2,994,801 - R13,310,000 | 11% | R106,784 + 11% of amount above R2,994,800 |
| R13,310,001+ | 13% | R1,241,456 + 13% of amount above R13,310,000 |
Properties under R1,210,000 attract 0% transfer duty
No transfer duty: Properties valued at R1,210,000 or below are exempt from transfer duty, benefiting all buyers including first-time purchasers
VAT alternative: If the seller is a registered VAT vendor, VAT at 15% applies instead of transfer duty
What's Included in Transfer Costs?
Transfer duty is only part of the total cost of transferring property ownership
Transfer Duty
Tax payable to SARS based on the property purchase price, calculated using progressive brackets from 0% to 13%
Conveyancing Fees
Fees charged by the transferring attorney for handling the legal transfer of ownership. These are negotiable. The LSSA publishes a guideline scale by property value, and this calculator uses the LSSA 2026 guideline excluding VAT
Deeds Office Fee
Payable to the Deeds Office for registering the transfer. Set by regulation by price band, from R50 to R7,751 (GN 7180, 2026), plus a R52 lodgement fee per deed
Bond Registration Costs
If you are financing the purchase with a bond, additional attorney fees apply for bond registration (not included in the total above; see the Other transfer costs section below for estimates)
Rates & Levy Clearance
Certificates confirming that rates and levies are paid up to date. Costs vary by municipality and managing agent
Property transfer costs: attorney, bond and Deeds Office fees
Transfer duty goes to SARS. Buying a home also means paying the transferring attorney, the bond attorney if you finance with a bond, and the Deeds Office.
Conveyancing (transfer attorney) fees
The buyer pays the conveyancer who registers the transfer. The seller's bank (the bondholder) appoints the attorney who cancels the seller's existing bond. Fees are negotiable: the Law Society of South Africa publishes a guideline, not a minimum or maximum.
Bond registration costs
If a bank finances the purchase, the bank's bond attorney registers the mortgage bond and charges a separate fee on the bond amount. The LSSA guideline uses the same fee scale for a transfer and for a bond, applied to the bond amount.
Deeds Office fees
Fixed by regulation and paid to the Deeds Registry, one fee for the transfer (on the purchase price) and one for the bond (on the bond amount), plus a lodgement fee of R52 per deed or document lodged, so a transfer plus a bond is at least R104 in lodgement fees.
Estimate: other transfer costs on a 100% bond (estimates only)
| Price / bond | Transfer attorney (guideline) | Bond attorney (guideline) | Deeds Office, transfer | Deeds Office, bond |
|---|---|---|---|---|
| R1,000,000 | R26,275 | R26,275 | R1,546 | R1,546 |
| R1,500,000 | R32,635 | R32,635 | R1,738 | R1,738 |
| R2,000,000 | R36,875 | R36,875 | R1,738 | R1,738 |
| R3,000,000 | R47,475 | R47,475 | R2,408 | R2,408 |
| R5,000,000 | R68,675 | R68,675 | R2,922 | R2,922 |
These are estimates, not quotes. Attorney figures are LSSA guideline fees excluding VAT (add 15% VAT); attorneys set their own fees and may charge more or less. Not included: VAT, lodgement fees, and disbursements such as rates clearance, bank initiation and deeds searches. Transfer duty is separate (see the table above).
Sources
- LSSA Conveyancing Fee Guidelines 2026 (conventional deeds), effective 1 July 2026.
- Deeds Registries Act schedule of fees of office, Government Gazette 54225 (gov.za), Notice 7180, published 27 February 2026, in operation one month after publication.
- SARS transfer duty rates, effective 1 April 2025, unchanged from 1 April 2026.
Transfer Duty & Transfer Cost FAQs
Common questions about property transfer duty in South Africa
Next step
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Important Disclaimer
Accounter does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.