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Financial Statements

What is Balance Sheet?

Definition

A balance sheet is a financial statement that shows a business's assets, liabilities, and equity at a specific point in time, following the equation: Assets = Liabilities + Equity.

Explained Simply

Unlike the income statement (which covers a period), the balance sheet is a snapshot of a single date. Assets are divided into current (cash, receivables, inventory) and non-current (property, equipment, intangibles). Liabilities are similarly split into current (payable within 12 months) and non-current (long-term loans). Equity includes share capital, retained earnings, and reserves. The balance sheet must always balance — if it doesn't, there's an accounting error.

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