Net Salary Calculator South Africa (Take-Home Pay)
Payroll & HR
Explained Simply
Net salary = Gross Salary - PAYE - Employee UIF (1%) - Pension/Provident Fund Contribution - Medical Aid Employee Portion - Any other deductions (garnishee orders, loans). In South Africa, the net salary is what appears on the employee's bank statement. Common confusion arises between net salary and cost-to-company (CTC), which includes employer contributions not reflected in the employee's pay.
Free Tool
Salary / Take-Home Pay Calculator
Calculate your monthly take-home pay after PAYE, UIF, and pension deductions using current SARS tax brackets.
Related Terms
- Gross SalaryGross salary is the total amount an employer pays an employee before any deductions such as PAYE tax, UIF contributions, pension fund contributions, or medical aid.
- PAYE (Pay As You Earn)PAYE is the system through which employers deduct income tax from employees' salaries and pay it directly to SARS on their behalf each month.