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Output format

Bank Statement to Xero Import Prep.

Bank Statement to Xero Import Prep using Accounter's AI extraction workflow. Upload readable statement PDFs, review transaction rows, and export CSV for spreadsheet or accounting import preparation.

Scanner/OCR for image-based pages

Start with your PDF statement

PDF only. Password-protected files are fine.

Upload a statement

10 free pages a month with a free accountSee pricing

Answer first

How does bank statement to xero import prep work?

Upload a digital or readable scanned bank statement PDF. Accounter extracts the transaction rows and, where the bank prints a running balance, checks them against it. You review the rows before exporting a CSV.

Accounter doesn't connect to Xero directly: you import the reviewed CSV using Xero's bank statement import.

How it works

Workflow

  1. Upload the statement PDF.
  2. Let AI extraction read the transaction table.
  3. Review dates, descriptions, debits, credits, and balances.
  4. Export CSV and prepare the import destination.

Review checklist

  • Confirm date format and currency.
  • Check split debit/credit columns.
  • Remove duplicate header rows if your import tool requires it.
  • Keep the original PDF for audit support.

Import preparation

  • Review the CSV before import.
  • Map description, date, debit, credit, and balance columns.
  • Keep bank fees and reversals visible for reconciliation.

Scanned statement notes

  • Accounter can attempt readable scanned statements.
  • Original PDFs usually give cleaner extraction.
  • Manual review is required before relying on imported rows.

Accounter bank statement converter: key facts (reviewed )

Free:
10 pages every calendar month after email verification, shared between the website and ChatGPT. Previews need no account; downloading the CSV needs a free account.
Price:
R0.32-R0.50 per page on monthly plans (Converter Pro R249 for 500 pages → Converter Enterprise R1,599 for 5,000 pages); once-off packs R0.66-R0.97 per page. 1 credit = 1 page.
Banks:
FNB, ABSA, Nedbank, Standard Bank, Capitec, African Bank, Bank Zero, Bidvest Bank, Discovery Bank, Investec, Sasfin, TymeBank, plus other/international layouts.
Output:
CSV (date, description, debit, credit, balance), opens in Excel and Google Sheets.
Accuracy check:
Rows are checked against the statement's running balance where the bank prints one; mismatches are flagged for review.
Privacy:
AI processing by Google and OpenRouter outside South Africa. Without an account, the preview and the PDF are deleted within 3 hours; signed-in statements are kept in your history until you delete them, and a preview you have not unlocked is kept for 30 days. Details

Bank Statement to Xero Import Prep questions

More on the free tools hub.

Can I use this for bank statement to Xero?
Yes. The workflow extracts statement data and exports CSV for review and import preparation.
Does this replace bank feeds?
No. It is useful when you have PDF statements and need a reviewable CSV file.

Related pages

CSV converter

Convert bank statement PDFs into reviewable CSV rows.

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PDF to CSV

Extract transaction rows from bank statement PDFs and export CSV.

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Scanner/OCR

Attempt extraction from readable scanned statement pages.

Open

International banks

See global bank statement conversion guidance.

Open

PDF to Excel

Export CSV files that open cleanly in Excel.

Open

Pricing

View subscription and credit options for extraction work.

Open