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Check extracted bank statement totals against your PDF.

Check opening balance, money in, money out and closing balance after PDF extraction. Use a balance checker and review mismatches before CSV import.

  • FNB
  • ABSA
  • Nedbank
  • Standard Bank
  • Capitec
  • African Bank
  • Bank Zero
  • Bidvest Bank
  • Discovery Bank
  • Investec
  • Sasfin
  • TymeBank

Drop your bank PDF statement

Digital or scanned. Password-protected files are fine.

10 free pages a monthSee pricing

  1. Upload
  2. Convert
  3. Review
  4. Reconcile
  5. Export

If we can't read a page, you're not charged for it.

Deposit-account balance checker

Use one statement period and currency. Opening and closing balances can be negative; enter money in and out as positive totals. Calculated in your browser.

Enter all four figures to compare the balances.

This arithmetic check does not examine your PDF or verify extraction accuracy. Credit card amounts owed may follow a different convention.

Try statement extraction

Preview the extracted rows before downloading. CSV downloads require an account and available credits. For batch processing, sign in and use available page credits from a purchased pack or subscription. Enter passwords per file when prompted.

Upload your bank statement

Drop your bank statement PDF here, or click to browse

PDF only · up to 20 MB

Your PDF is read by Accounter using Google and OpenRouter AI services, outside South Africa. Without an account, the preview and the PDF are deleted within 3 hours. How we handle statements

No account needed to preview. Sign in only when you want the CSV.

Read our privacy policy and extraction pricing before uploading.

Frequently asked questions

Does a matching closing balance prove extraction accuracy?
No. Missing transactions and duplicates can offset one another. Matching totals supplement row-level review; they do not replace it.
Can I use this equation for credit cards?
This checker uses the deposit-account convention. Credit card amounts owed commonly use a different direction: opening debt plus purchases and charges minus repayments and refunds. Use the credit card extraction guide and your statement convention.
Does the checker upload my figures?
The balance checker calculates in your browser. It does not submit its entered figures to an extraction API.
Should I add a balancing transaction?
Do not invent a transaction to force the result to match. Find the discrepancy in the original PDF and correct the affected row or source document.

How does this work?

For a deposit account, opening balance plus money in minus money out should equal the closing balance when all amounts cover the same statement period and currency. Compare extracted transactions with the printed PDF totals. A matching balance is a useful check, but it does not prove every row or description is correct.

Updated · Accounter product workflow guide

  1. 1.Use one account, currency and complete statement period. Read opening and closing balances from the PDF, not from an extraction you are trying to verify.
  2. 2.Sum extracted credits as money in and debits as money out. Do not include opening balances, closing balances or summary totals as transactions.
  3. 3.Enter the four values in the balance checker below. Use negative opening or closing balances if the deposit account is overdrawn.
  4. 4.If the result differs, check missing pages, signs, fees, duplicated rows and whether booked transactions were confused with pending transactions.
  5. 5.Review descriptions and individual rows even when totals agree. Download CSV through your Hub account only after checking the source.

Example: a R150 mismatch

Fictional deposit-account example: opening balance R1,000, credits R2,000 and debits R750 imply a closing balance of R2,250. If the PDF closes at R2,100, the difference is R150. An omitted debit of R150 would explain this difference, but so could other combinations. Locate the source transaction instead of inserting an unexplained adjustment.

Troubleshooting your statement

The difference equals a bank fee

Check whether fees appear in the transaction table or a separate statement section. Include a fee only once if it has already been posted as a transaction.

The opening balance is negative

For a deposit-account balance check, preserve the minus sign. A negative balance is not a new outgoing transaction.

Totals match but rows look wrong

Equal and opposite mistakes can cancel each other. Review dates, descriptions, signs and repeated amounts against the PDF as well.

Accounter bank statement converter: key facts (reviewed )

Free:
10 pages every calendar month after email verification, shared between the website and ChatGPT. Previews need no account; downloading the CSV needs a free account.
Price:
R0.32-R0.50 per page on monthly plans (Converter Pro R249 for 500 pages → Converter Enterprise R1,599 for 5,000 pages); once-off packs R0.66-R0.97 per page. 1 credit = 1 page.
Banks:
FNB, ABSA, Nedbank, Standard Bank, Capitec, African Bank, Bank Zero, Bidvest Bank, Discovery Bank, Investec, Sasfin, TymeBank, plus other/international layouts.
Output:
CSV (date, description, debit, credit, balance), opens in Excel and Google Sheets.
Accuracy check:
Rows are checked against the statement's running balance where the bank prints one; mismatches are flagged for review.
Privacy:
AI processing by Google and OpenRouter outside South Africa. Without an account, the preview and the PDF are deleted within 3 hours; signed-in statements are kept in your history until you delete them, and a preview you have not unlocked is kept for 30 days. Details

Related extraction workflows

Bank statement PDF to CSVFix CSV import errorsOpen statement CSV in ExcelStatement history
Upload a statement